losing in 2020 that Joe Biden dude suck it up. You actually lost. In Colorado, a White House consultant asked Weld County clerks to allow federal officials or third party to examine voting machines. Republican election clerk Carly Cops denied the request. Separately, the Justice Department requested copies of voter roles from nine states and at least two states complied with their request.
Joining us now is Robert Winer, director of the Voting Rights Project at the Laws Committee for Civil Rights Under Law. Robert, what the hell is going on here? Well, what’s going on is a concerted effort to undermine public confidence in and the integrity of our voting system.
The fact is that the problems with our voting system really relate to who’s excluded, not who’s included. We don’t have a fraud problem of any significance.
We don’t have a problem with non-citizen voting. This is an effort to undermine confidence in the election. uh for what purpose? You can figure that out. Um you know what he’s going to do come November.
And um he’s um he’s well on the way. Well, what’s so crazy about this is that you’ve got these you’ve got Republican secretaries of state who said uh no, there were no issues with the voting and they don’t care about that. and all of these different states, Texas and Georgia and others begin to change their procedures after uh after uh 2020. It just goes to show you just how insane they are about constantly raising this particular point and it just literally makes no sense whatsoever. You know, it’s important to remember that back in December of 2020, Trump had drafted an executive order to seize voting machines.
And you know, adult supervision prevailed then and it didn’t happen. But I don’t think any of us has confidence that adult supervision is going to prevail now. And you, you know, the the executive order he issued really goes after voting machines. And we’ve established that voting machines are not a problem. That they have integrity.
They work. It’s not an issue. Well, uh, listen, it seems like this is a constant fishing expedition on their part. Uh, and it just they could keep trying to bring it up over and over and over again. Well, we just need to get the message out to the public that this is not something they have to worry about.
that our uh electoral system whatever issues it has it is reliable and the effort to undermine confidence in it should not take hold. It is really not a problem that we have to deal with. I have said from the beginning that what is happening in Los Angeles is we are being used as a test case and I am hoping that this experiment with the lives of people ends here.
This has been a blow to the economy of the nation’s second largest city. We are an immigrant city, a city where there are sectors of our economy that are dependent on immigrant labor.
We have rebuilding that needs to be done. Whether we are talking about the wildfires or whether we are talking about preparations for the major events coming up and the idea that troops would be used, the economy would be hit. Who do you think does the building in the city? We know that the construction industry has significant percentage of immigrant labor. Some people have said 40%.
I believe that’s a gross underestimation. You can’t impact the nation’s second largest city, the largest city in the state of California.
And the state of California has the fourth largest economy in the world. When you do that through stunts like have taken place here over the last month, you hurt the economy of our city, our state, and indirectly our nation. So with that, I want to just reiterate this is a victory and this is a victory that is the result of our city standing strong and standing united and saying this was not necessary.
I hope that the administration heard that and that’s why they made this decision. With that, I’ll open it up for questions.
Mr. Chief, they had a call in 2013. [Music] Do you think this should be further brought up or do you think that’s going to stay here as a presence in the event of problems with ice?
[Music] Well, you know what? There is I am hoping that this is the beginning of a complete withdrawal of all National Guard troops and of all Marines. Our soldiers are trained to fight to kill foreign enemies in foreign lands.
There was never a need for them here before and there isn’t a need for them now. And frankly, Pete, if they didn’t go about the raids in the manner in which they did, originally this was targeted arrests for the worst of the worst, we never saw that materialized.
What we saw was masked men, unmarked cars, drawing guns, snatching people off the street. If they got overwhelmed, that has an awful lot to do with it.
waste of resources. And really what this all was about, Kendall, was just Donald Trump flexing uh and creating a reality TV show. That’s all this was about.
Once National Guard has been deployed for 30 consecutive days, that’s when triricare benefits, health care benefits for them and their families kick in. And I think that Trump and Pete Hexath realized it was about to get a heck of a lot more expensive for them to keep them there for a photo op and you know pulled out.
But that doesn’t change all of the resources they’ve already wasted on this and all the damage they’ve done to people’s businesses in the process. uh the billions of dollars Texas Governor Greg Abbott spent on the border uh building a wall and I think they only built something like eight miles and even lawmakers like um yeah we’re going to end this. I mean so they love wasting money as as it’s all about show and literally this is a reality show.
This is how they think and operate. What plays to the cameras? That’s right. I don’t know who that was to Rebecca. Rebecca.
Sure. So, just like you said, this is a smoke a mirror show. It’s a reality show is to distract people with what’s actually happening within DC. What we’re seeing that’s happening in DC while all this may is is on our television sets or on our phones that we’re streaming is that state department um just had another mass layoff. Department of education is going through a mass layoff.
There are essential services with within our government that is being um dismantled and now it’s going to start to impact people in their day-to-day life. And so while people are focusing on I I guess the one by one block area where there was something there was a electric vehicle that was on fire that if you watch Fox News they made it seem like the entire Los Angeles county was on fire when it really wasn’t. So in fact the entire protest was no more than uh I think a one square mile. I don’t even think it was a full um square mile where people were protesting inside of.
So, while people are distracted by those things and like the other um co-panelists um rightfully pointed out is that the reason why um the Trump administration pulled back National Guard is because the acceleration in money that is getting ready the cost once you hit that 30-day mark.
Um so, I think people need to be paying attention to the other things that are happening within DC. Just like um yesterday um Congress signaled and the Trump administration signaled that they’re going to remove the charter for the National Educators Association Aka the Teachers Union um which is currently run by a black woman um Becky Pringle. So, I think there those are the things that are happening inside of government, but instead we’re seeing this constant distraction and like you said, it’s billions of dollars being wasted and there really is no objective other than having um other than smok and mirrors and having people um pay attention to that shiny object instead of the real damage that’s being done that’s going to hurt every single American in this country.
While they had National Guard and they were bothering people in Louis uh Los Angeles doing things that no one needed them to do, they weren’t protecting folks in Texas, people who most likely voted for them from a flood. A federal judge has just handed down a ruling that could hit your credit and your wallet.
A federal court has struck down a Biden era rule that would have removed medical debt from credit reports. The Consumer Financial Protection Bureau had planned to erase nearly $49 billion in medical debt from credit files, providing millions of Americans with relief.
But with this ruling, that debt stays under report, which could make it harder to get approved for loans, mortgages, or even rental housing. Rohit Ch Ro, former director of the Consumer Financial Protection Bureau joins us right now. Rohit, glad to have you on the show.
Look, I get this. Um, look, um, I would 2004, uh, 2004, I filed for bankruptcy, uh, largely because of medical debt, uh, and and that that was a huge issue. My appendix ruptured covering the Democratic National Convention, uh, in 2000, um, serious debt that then, you know, they tried to foreclose on on the home. So, this impacts a lot of people. Uh, and prior to the Affordable Care Act, upwards of 70% of the people who filed for bankruptcy was because of medical debt.
That’s right. You know, medical bills in America can ruin people’s lives financially. And one of the things we did after an extensive study on this issue, Roland, we really looked at the law and made a determination that we should forbid medical bills from being parked on people’s credit reports, often to coers them into paying a bill that they already paid or didn’t even owe.
We’ve actually all been in the situation where we go for a procedure or even a doctor’s visit and all of a sudden you’re stuck in this doom loop between the insurance company and the hospital. And what happens?
It ends up on your credit report. And that has a real negative impact on people’s ability to get an auto loan, to get a mortgage. our ban would have really done so much for people who were subject to a lot of abuse from debt collectors. So, I think this is just another example of how some of the federal regulators now are really turning their back on their core mission and doing the dirty work for debt collectors and credit reporting conglomerates rather than for consumers.
Well, and the thing that people need to understand here, um, is that when we talk about what’s going on here, Republicans want to stop everything that’s actually helped people between medical debt and other types of debt, visav your credit.
Why is it that that kind of debt shouldn’t be included? I know the answer, but I want to make it clear. There is a very good reason that’s different kinds of debt than consu than regular consumer debt. It’s such a good question and what the analysis shows is that having medical debt on your credit report isn’t really all that predictive at all on whether you can pay off a certain type of loan like a credit card or a mortgage.
And honestly, this makes sense.
When you take out a credit card or when you take out a mortgage, you’re filing an application. You’re giving your income. You’re agreeing to terms and conditions. But medical bills just happens to you. Sometimes it’s because you have an emergency room visit.
Sometimes it’s because a family member has a serious medical illness. And what bugs the hell out of me is that so many debt collectors opportunistically use the credit reporting system to coersse people into paying bills they may not even owe. We have found that many of those bills weren’t even accurate that were put on the credit reports. They might have been the responsibility of the insurance company or some of you know this one. you have to pay one co-pay, but you’re getting multiple bills for that same co-pay, one from the hospital, one from the doctor.
So, all of it is a bureaucratic mess. And we need a much simpler system. But there is really no place based on the evidence for people to park medical bills on credit reports that aren’t even predictive of your ability to pay another loan. I just I I think people don’t I it’s just amazing to me uh we see this all the time how a lot of these red state people uh are voting against their own interests. They’re getting screwed.
They’re getting st screwed by financial institutions. And you have Republicans who literally are doing the bidding of these companies who have been whining and complaining, oh, how Consumer Financial Protection Bureau, y’all y’all just been making it so hard on these companies that it’s just it’s just unfair that that that y’all are making them have to comply with the law and stop screwing regular ordinary people.
Just how how just how shameful is it? That’s just what’s just insane to me. Roland, here’s what really gets me, too.
We all saw after that 2008 financial crisis that our government and the system was pretty quick to bail out the biggest players on Wall Street. But what we saw happen to the economy, millions of jobs lost, trillions of dollars in wealth lost, and by the way, I might add, a gigantic increase in the racial wealth gap that occurred because of predatory and subprime mortgages. And I just really think that the basics that we can do is enforce the laws that protect borrowers on mortgages to make sure that they don’t get put in a mortgage that will set them up to fail or to make sure that their credit card interest is calculated accurately or that an auto lender doesn’t repossess a car where the borrower has been paying on time.
Our work at the CFPB was reducing fraud. Stinctin difference between one party that actually cares about consumers and one that wants to reward big companies.
You know what really gets me, Roland, is that the Consumer Financial Protection Bureau, it’s not controversial anywhere in America except for with lobbyists in Washington and with big executives on Wall Street. This is an agency that is enforcing the laws on the books. And what have we seen from new leadership at the agency during my time there? We aggressively prosecuted a practice called redlinining. This is where whole neighborhoods are just excluded from mortgage lending.
And what have we seen new leadership do? They have been asking courts to undo those law enforcement actions and actually refund refund the defendants for the penalties that they’ve paid. And I think whether it’s student loans or medical bills or mortgages, those are the monthly bills that are really stretching people’s budgets. And we have heard a lot of talk about helping people in their everyday life financially, but we haven’t seen much action when it comes to really addressing the treadmill of debt that people are facing or the high cost of groceries that people see when they walk down the aisle.
All we see is big benefits for those big companies who paid campaign contributions.
then I just think that’s fundamentally wrong. So, you know, you know, again, I I raised that point about the Consumer Financial Protection Bureau, uh, because, you know, this was started under President Obama and this was really the brainchild of now Senator Elizabeth Warren. And I just don’t understand why Democrats don’t know how to message around this bureau.
We’re talking billions of dollars. You let it.
I mean, and and it drives me crazy. Like, how do you how do you not make this a major thing when you’re helping people? when you’re helping people in red states and blue states, you’re helping a whole lot of frankly broke white conservatives uh who vote for Republicans. Uh what do you see as Democrats issue in and frankly knowing how to talk about the impact of the Consumer Financial Protection Bureau? Well, I think we see too many politicians, no matter what their party is, they’re sometimes afraid to speak up about abuses of some of the most powerful companies in America.
And those companies boom outsiz voice in Washington. Hey, look. It’s great for people to argue for expansion of Medicare, expansion of Medicaid, Social Security, but sometimes I fear that those politicians don’t want to call out the companies that are calling the shots to shut down and defund the police that oversee Wall Street and Silicon Valley for the John Lewis Voting Rights Advancement Act, which has been in introduced every year. It’s going to be introduced in the next coming weeks, is the opportunity for them to look for ways to strengthen the voting processes in this country.
Making sure that every person who is eligible to vote and who wants to vote and participate in the elections are able to do so.
It’s very simple. They could do this through legislation. Um the Supreme Court even asked the Congress to act and that was the um the the justification for rolling back parts of the Voting Rights Act um that the Supreme Court did. They said, “Hey, Congress, actually, we’re going to kick it back to you.
You need to do a legislative fix.
” So, there is a legislative fix that Republicans could sign on to. They could contact Senator um John um Waro. they could contact um um you know if they were actually interested in making sure that our rules um are current, that our rules are good. But one thing I would tell all of the viewers is going into the 2020 26 elections, we need as many folks as possible to show up to vote. Because if we’re seeing that this administration is trying to meddle into the integrity of the elections, the only way to overcome that is if we have so many people, overwhelming number of people of good conscience who show up to the polls.
Uh absolutely. Uh, joy. No, I mean that’s, you know, Rebecca is right. And let me just say this is serious business, but I’m going have to acknowledge my link sister. My sora look really beautiful tonight.
Uh, it’s good to be on with you. You know, the what she said is right. Um, I remember when we won, um, I think it was the when Barack Obama won the second time, one of the things that people said is we went to the polls not just for him, but for ourselves because they had attacked the right to vote and they were threatening our ability to go to the polls.
And so this time we must overwhelm them with it. Do not worry about whether or not your vote is going to count.
Don’t let lawyers worry about that. You just have to show up and be careful about trying to, you know, doing things that would depress the vote by making people think if it’s it doesn’t matter if you do go to the polls. You must go. No matter what they do, when they say if they say bring ID, you bring ID. You have your you have to instruct your people around you to do the same.
They are trying to take your vote. They are trying to scare you. One of the tactics is if they scare people and they make think people think their vote won’t count or it’s a fat compon plea, there’s nothing they can do about it, then you won’t vote.
Don’t do it. Challenge them.
Go to the vote. If they’re going to steal it, they’re going to have to steal it in front of our faces and they’re going to have to do it and face a lawsuit. Don’t stay home and make it easy on them. Um, but yeah, I mean, data is part of it. Um, I think that we we have a real problem on our hands.
An authoritarian state. We’ve been talking about it. It’s time for lawsuits. It’s time for lawyers. And we’re going to have to fight back.
Donald Trump is not a very smart person. In fact, I I think the dude is actually an idiot in Ramos who’s losing his mind. And you know, me mainstream media love to talk about the cognitive decline of Joe Biden. But it’s amazing how quiet they are about Donald Trump. Check this out, y’all.
Today he was whining and complaining in the Oval Office about the Fed chair Jerome Powell.
Um listen to this to end what you’ve been seeing over the last couple hours. Mr. President, Mr. President Jerome Powell, do you have plans uh or if you’re back considering firing Jerome Powell?
Um and what’s your justification if you’re thinking about this to do this? Too late. He’s always been too late. Hence his nickname, too late. Uh he should have cut interest rates a long time ago.
Europe has cut them 10 times in the short period of time and we cut them none. The only time he cut them was just before the election to try and help uh Kamla or Biden, whoever the hell it was because nobody really knew. Uh obviously that didn’t work, but he tried to cut him for the Democrats, Kamla. And uh how did that work out? You’ll tell me.
It didn’t work out too well, did it? But he’s he’s uh I think he does a terrible job. He’s costing us a lot of money and we fight through it. It’s it’s almost the country’s become so successful that it doesn’t have a big impact.
But uh it does hurt people wanting to get a mortgage.
Uh people want to buy a house. He’s a terrible he’s a terrible Fed chair. I was surprised he was appointed. I was surprised, frankly, that uh Biden put him in and extended him. But uh they did.
So no, we’re not planning on doing anything. We’re very concerned. He’s doing a little renovation for 2.5 billion of the Fed. That that that’s interesting.
That that’s that’s that’s interesting. Um that was Biden, huh? Um, I recall seeing this video um July 200 17. Maybe it’s just me. Maybe maybe maybe Biden uh changed his looks.
Um, anyone um agrees with me on this one? As president, there are few decisions more important than nominating leaders of integrity and good judgment to hold trusted positions in public office. And few of those trusted positions are more important than the chairman of the Federal Reserve. Accordingly, it is my pleasure and my honor to announce my nomination of Jerome Powell to be the next chairman of the Federal Reserve.
Congratulations, Jay.
Thank you, Mr. President. [Music].
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